Lending Services
Lending IT services and solutions focus on providing technology tools to streamline the loan process, improve efficiency, and enhance the customer experience in lending institutions.
Services We Offering
Comprehensive Lending Solutions for Seamless Operations
What We Implement
Loan Origination Software
- Automated borrower onboarding and pre-qualification.
- Configurable loan terms (max amount, duration, interest rate, collateral type, etc.) for various borrower segments.
- Automated loan limit and collateral management workflows.
- Intelligent recommendations on loan approval or decline.
- Automated generation of loan agreements.
- E-signing of the lending documents.
- Automated transfer of the approved funds to borrowers.
Credit scoring software
- Automated data aggregation from credit bureaus and alternative data sources.
- Borrower creditworthiness assessment using traditional and alternative scoring models.
- Real-time credit score calculation and updating.
- Detailed credit score reports with insights on key influencing factors.
- Regulatory compliance checks for scoring processes.
- Automated detection of credit scoring fraud.
Loan servicing System
- Template-based creation of loan amortization schedules.
- Automated calculation of monthly principal and interest amounts and other loan-associated fees.
- Scheduled generation of invoices on due loan repayments and sending them to borrowers.
- Real-time tracking of loan repayments by status (received, due, past due).
- Automated workflows for loan extension, restructuring, refactoring, etc., upon the request from a borrower.
Debet Collection software
- Scheduled and ad hoc omnichannel reminders on due loan repayments.
- Rule-based assignment of debt collection tasks to the debt recovery team members.
- Monitoring the debt collectors’ performance and debt recovery progress in real time.
Lending CRM
- Centralized borrower profiles showcasing customer interactions and loan history.
- Automated lead capture and borrower potential scoring.
- Borrower data and document management.
- Rule-based borrower segmentation for targeted marketing campaigns.
- Automated borrower follow-ups and reminders.
- Real-time performance dashboards and reporting for loan officers.
Loan marketplaces
- Criteria-based search of the fitting loan offers for borrowers.
- Dynamic comparison of loan terms across multiple lenders.
- Automated loan application submission and tracking.
- Lead management and loan processing features for lenders.
- Lender-side demand analytics to track offer performance.
- Borrower and lender ratings.
